Does it really matter which credit card
you choose?
Yes, it does.
With the BMO Edvantage MasterCard the standard interest rate is only 17.5%!
The BMO Edvantage MasterCard Advantage
Reward yourself. Start collecting AIR MILES®† reward miles or CashBack® with every card purchase1. The BMO Edvantage MasterCard offers great reward choices.
- No Fee or Gold AIR MILES MasterCard
- No Fee or Premium CashBack MasterCard
Plus, receive bonus rewards on all purchases at Shell®** locations across Canada and National Car Rental®†† and Alamo Rent A Car®*** locations worldwide.
Special Card Features for Edvantage Members
Skip payment privileges:
Your minimum monthly payment is optional for up to 2 non-consecutive months. (January and September)
Strike emergency skip payment:
Skip monthly payments if you're involved in a Union-sanctioned strike.
Standard interest rate: 17.5% (no fee)
Low-interest ongoing rate:
Lower you annual interest rate to 12.9% for $45 annually by choosing our Low Interest Rate Option2.
1. Award of Air Miles or CashBack points is made for purchases charged to your account (less refunds) and is subject to the Terms and Conditions of your BMO MasterCard Cardholder Agreement. The number of reward miles or CashBack rewards will be rounded down to the nearest whole number. Fractions of reward miles or CashBack rewards will not be awarded.
2. Ongoing interest rates, payment grace days and annual fees are subject to change.
3. TTY (for the deaf and hearing impaired): 1-800-859-2089
®†Trademarks of AIR MILES International Trading B.V. Used under license by Loyalty Management Group Canada Inc. and Bank of Montreal.
®/TM Trade-marks/registered trade-marks of Bank of Montreal.
®** Registered trademark of Shell Canada Limited. Used under license by Shell Canada Products. Used with permission by Bank of Montreal.
®†† National, the "flag" and Emerald Club are trademarks of Vanguard Trademark Holdings USA, LLC.
®*** Alamo is a trademark of Vanguard Trademark Holdings USA, LLC.
®* Bank of Montreal is a licensed user of the registered trade-mark and design of MasterCard International Inc.